[
   {"step_order":1,"type":"email","delay_hours":0,"subject_template":"Rates have dropped  -  could you save on your mortgage?","body_template":"Hi {{first_name}},  With the latest RBA rate movement, there's a strong case for reviewing your current home loan rate of approximately {{current_rate}}%.  I've identified options that could save you around {{monthly_saving}} per month. A free 20-minute review is all it takes.  Would you like me to run the numbers for you?  {{broker_name}} Australian Credit Licence {{acl_number}}"},
   {"step_order":2,"type":"email","delay_hours":120,"subject_template":"Did you see my last message? Quick mortgage question","body_template":"Hi {{first_name}},  Just checking in  -  I sent you a note about potential savings on your home loan earlier this week.  No pressure at all, but if you're open to a free review, the current market conditions are particularly favourable for refinancing. Takes less than 20 minutes.  Happy to help  -  just reply to this email.  {{broker_name}}"}
 ]